Institutional-grade financial
infrastructure, governed
by membership.
OPTKAS is a membership-based institutional financial infrastructure providing governed capital facilities, regulated custody coordination, and cryptographic settlement attestation.
Not a bank. Not an exchange. Not a fund.
A private cooperative where qualified institutions access structured capital facilities, evidence-based settlement, and sovereign-grade governance — through a single membership.
All facilities subject to governance review and approval. OPTKAS does not accept deposits.
Infrastructure, Not Products
OPTKAS is a private financial cooperative that provides members access to sovereign financial infrastructure. We are not a bank, exchange, or advisory firm.
Membership-Based
Access is granted through structured application and review. Membership is a privilege, not a right of registration. Every participant is known, reviewed, and approved by committee.
Governed, Not Gamified
All operations require multi-party approval. No self-service fund movement. No speculative instruments. Conservative oversight modeled on credit union governance principles.
Custody Separated
Member assets are held by licensed, regulated third-party custodians. OPTKAS provides infrastructure and governance — never custody of funds. Full separation of duties at every layer.
Evidence-Based
Every material action is attested with cryptographic evidence anchored to immutable public ledgers. Transparent, auditable, and permanent — not marketing, but verifiable proof.
Settlement Architecture
Dual-ledger settlement with regulated custody, governed access, and permanent cryptographic evidence.
End-to-End Settlement Flow
Recent Attestations
Facility Summary
Custody Separation Architecture
OPTKAS never holds member assets. Full custody separation is enforced at every layer — members, platform, and custodians are structurally independent.
Member
Owns assets. Initiates requests. Retains legal title at all times.
Asset OwnerOPTKAS Platform
Governs operations. Coordinates settlement. Never holds funds.
Infrastructure OnlyRegulated Custodian
Licensed trust company. Holds assets in segregated accounts. Fiduciary duty.
Licensed CustodyWhat Members Access
Capabilities are unlocked through tiered membership. All facilities are structured, reviewed, and subject to governance approval.
| Capability | Description | Example | Access |
|---|---|---|---|
| Structured credit facilities backed by overcollateralized asset pools | A fund draws on a governed credit line secured by $25M in collateral | Tier 2+ | |
| Participation in institutional-grade collateral programs | A family office participates in a structured note issuance | Tier 2+ | |
| Sovereign settlement coordination through regulated infrastructure | A sovereign entity settles a cross-border facility on dual ledgers | Tier 3 | |
| Borrowing base calculations, coverage monitoring, and facility modeling | Model a $10M facility with real-time overcollateralization tracking | Tier 1+ | |
| Cryptographic evidence anchoring for custody, execution, and compliance | Every disbursement generates a verifiable SHA-256 evidence record | Tier 3 | |
| Institutional-grade document repository with version-locked evidence | Access term sheets, compliance records, and settlement confirmations | Tier 2+ | |
| Input into platform standards and operational parameters | Participate in credit committee reviews and facility approvals | Tier 3 |
Who Uses OPTKAS?
A multi-generational family office uses OPTKAS to access structured capital facilities backed by overcollateralized asset pools, with full custody separation and permanent attestation of every transaction — replacing manual reconciliation with cryptographic proof.
A credit fund uses OPTKAS to model, structure, and execute institutional facilities through governed infrastructure — with real-time risk analytics, borrowing base monitoring, and settlement coordination across regulated custodians.
A sovereign wealth manager uses OPTKAS to participate in structured note issuances with full governance oversight, dual-ledger settlement, and an immutable evidence chain that satisfies both regulatory and fiduciary obligations.
How Membership Works
Access is tiered. Advancement requires additional review, committee approval, and signed agreements. It is never automatic.
Institutional Participant
Full execution rights via signed agreements. Maximum platform utilization.
Participating Member
Contractual onboarding complete. Active facility access and reporting.
Member
Application approved. Platform orientation and simulation access.
Registered Applicant
Application submitted and under committee review.
Conservative by Design
Modeled on the governance principles of financial cooperatives. Legal primacy. Custody separation. Permanent evidence.
Governance Approval Flow
Cryptographic Evidence Chain
Every material action generates an immutable evidence record — from event to permanent proof.
Event Occurs
Settlement, custody transfer, or facility action is executed
SHA-256 Hash
Cryptographic hash computed from all event parameters
Ledger Anchor
Hash anchored to XRPL and/or Stellar public ledger
Timestamp Sealed
Immutable timestamp and sequence number recorded
Verify Forever
Any party can independently verify the record at any time
Multisignature Controls
Critical operations require approval from multiple authorized signatories. No single individual can unilaterally move assets or alter platform parameters.
Regulated Custody
All member assets are held by licensed, regulated third-party custodians — including U.S. trust companies and qualified escrow agents. OPTKAS never takes possession of member capital.
Overcollateralization (250%+)
All facilities are structured with collateral coverage of 250% or greater. Conservative risk management is a platform standard, not an option.
Legal Primacy
All obligations are defined by off-chain legal agreements subject to applicable jurisdictional law. Ledger records serve as evidence, not as governing instruments.
Permanent Attestation
Every material action is attested with SHA-256 cryptographic evidence anchored to immutable public ledgers. Verifiable by anyone, forever.
Sample Attestation Record
✓ Verified On-ChainHow OPTKAS Operates
Revenue is derived from infrastructure services — not trading, advisory, or custody. OPTKAS is a cooperative, not a fund.
Facility Structuring
Fees for structuring, originating, and coordinating governed capital facilities on behalf of qualified members.
Settlement Coordination
Fees for dual-ledger settlement execution, custodian coordination, and evidence chain generation.
Attestation Services
Fees for cryptographic attestation, evidence anchoring, and compliance record generation.
Membership
Tiered membership contributions aligned with access level and facility utilization.
What OPTKAS does not do:
No trading commissions. No deposit-taking. No advisory fees. No speculative instruments.
No proprietary positions. Revenue is earned exclusively from infrastructure and governance services.
Becoming a Member
Membership is granted through a structured review process. There is no self-service registration.
Apply
Submit a membership application with entity information, jurisdiction, and intended use. Acknowledge the Member Charter.
Committee Review
Your application is reviewed by the membership committee. KYB/KYC documentation is verified. This is not instant — it is thorough.
Approval & Orientation
Upon approval, you receive Tier 1 membership. You gain access to platform orientation, simulations, risk modeling, and request capabilities.
Advancement
Higher tiers are unlocked through contractual onboarding and continued review. Facilities are structured on a case-by-case basis, subject to governance approval.
Ready to engage?
Whether you're ready to apply or want to learn more, we have multiple ways to connect.
Apply for Membership
Submit your application in under 2 minutes. No commitment required.
Request a Briefing
Schedule a private walkthrough of platform capabilities and governance.
Request Data Room
Access institutional documentation, term sheets, and compliance records.
Schedule a Call
Speak directly with the platform operator. No intermediaries.
OPTKAS is a private platform. Membership is subject to review and approval. All facilities are provided through regulated third-party custodians and escrow agents. OPTKAS does not accept deposits or provide banking services.